3D Secure 2.0 (EMV 3D Secure): Card authentication service

What is 3D Secure 2.0?

3D Secure 2.0 is an authentication service for secure online card payment that is recommended by international card brands.
"3D Secure 2.0" is the general term for authentication services provided by each card brands under different names.

What are the advantages of 3D Secure 2.0?

Easy, secure and safe card payment.

  • Preventing fraudlent usages such as "spoofing" by credit card data theft.
  • Providing a security by worldwide authentication service supported by international card brands.
  • Easy to start to use by registration of necessary information such as password to card issuer.

Conventional online card payment can be processed by entering information printed on the card such as "credit card number" and "expiry date". However, for use of 3D Secure 2.0 enabled cards, "password only known by yourself" will be required for the authentication in addition to the information on the card.
Therefore, it will prevent fraud usages such as "spoofing" by credit card data theft.

Conventional Payment Method

Conventional payment method with card number and expiry date might not prevent fraud usage.

3D Secure 2.0 Enabled Payment Method

Safer transaction will be realized by 3D Secure 2.0 introduction

How to use 3D Secure 2.0

You may apply for 3D Secure 2.0 easily for free. Please check the below steps for use.

  • Confirm that card issuer has prepared for 3D Secure 2.0

  • Completed registration for use on your card issuer's website in advance.
  • Available at EC sites that has prepared for payment with 3D Secure 2.0

STEP1 Is your card available for 3D Secure 2.0?

Please confirm that your card is available for 3D Secure 2.0.
The following card brands enable 3D Secure 2.0.

  • *
    Please be informed that cards issued by companies that has not prepared for payment with 3D Secure 2.0 can not be used.

STEP2Have you already registered for use on the card issuer's website?

It is necessary to register in advance on the website of your card issuer. How you register depends on your card issuer, but you'll need to download an app or register your mobile number, email address etc. for a one-time passoword. If you have any questions, please contact your card issuer.

STEP3Has EC site you will make purchase prepared for payment with 3D Secure 2.0?

You can enjoy safe and secure online shopping at 3D Secure 2.0 enabled EC Sites.

Steps for payment with 3D Secure 2.0

Steps for payment with 3D Secure 2.0

  • *
    Please take note that wrong password entries exceeding certain number of times will cause authentication failure and card payment will not be available.
  • *
    Depending on your card issuer's decision, Step 3 and 4 may be skipped to complete.